Comments and Opinions The Third Quarter of 2021 began with optimism, fueled by increasing vaccination rates, employees returning to work, and schools and businesses re-opening.  The stock markets were strong in the first half of the quarter – reaching all-time highs.  However, the markets ended the quarter on a pessimistic note.  A surge in covid-19 […]

Comments & Opinions A year ago at the end of the Second Quarter of 2020, we were in an economic and social lockdown brought on by the Covid-19 pandemic.  The US and most of the world were under severe restrictions.  It’s been a long year.  Now, due to the availability of Covid-19 vaccines and behavioral […]

Comments and Opinions At the beginning of January, 2020 we were entering what would become a global pandemic with far reaching personal, social, political, and economic consequences. At the beginning of January, 2021 we began to see the long-awaited light at the end of the tunnel.  Optimism rose over the increased availability of vaccines, another […]

COMMENTS AND OPINIONS 2020 was one of the most difficult and challenging years in recent history.  The Covid-19 pandemic, political unrest, social strife, and economic uncertainty were and continue to be major challenges we face in the US and around the world.  Going forward into 2021 we wish you and your families a hopeful, safe, […]

Comments and Opinions Second Quarter, 2020 As we enter the second half of 2020 we hope you and your family are doing well as we continue to deal with the impact of the Covid-19 virus on health, employment, businesses, the stock markets, and our way of life in general.  We have witnessed how national and […]

First Quarter 2020 Comments and Opinions The longest bull market in US stock market history ended suddenly this quarter with the emergence of Covid-19, a novel coronavirus, originating in China and growing into a global pandemic.  The effects of this pandemic have changed our lives both socially and economically in ways we could not imagine […]

FOURTH QUARTER, 2019   –    COMMENTS AND OPINIONS “Great learning and superior abilities…will be of little value and small estimation unless virtue, honor, truth, and integrity are added to them.”  – Abigail Adams, 2nd First Lady of the United States The Santa of Economic Good Things left a lot of presents under the tree at the […]

     “If by the liberty of the press were understood merely the liberty of discussing the propriety of public measures and political opinions, let us have as much of it as you please: But if it means the liberty of affronting, calumniating and defaming one another, I, for my part, own myself willing to part […]

COMMENTS AND OPINION “A wise and frugal government … shall restrain men from injuring one another, shall leave them otherwise free to regulate their own pursuits of industry and improvement, and shall not take from the mouth of labor the bread it has earned. This is the sum of good government.” – Thomas Jefferson (1801) […]

The U.S. economy grew at a solid 3.2% annual rate in the first three months of 2019, a far better outcome than expected, overcoming a host of headwinds including some global weakness, rising trade tensions and a partial government shutdown. “The advance in the gross domestic product, the broadest measure of economic health, marks an […]